Blackjack is one of the most popular casino games worldwide, known for its simple rules and relatively low house edge. But as the game has evolved, so too have the ways to play it—and one of the most debated features is the use of side bets. These optional wagers can offer big payouts for small stakes, but they also come with higher risk. So the big question is: Should you take blackjack side bets? In this post, we’ll explore how they work, the most common types, their pros and cons, and whether they’re right for your playing style.
What Are Blackjack Side Bets?
Side bets are optional wagers placed alongside your main blackjack hand. They typically involve predicting specific outcomes—like matching cards, pairs, or combinations—rather than beating the dealer.
They’re offered at both land-based and online casinos, and the potential payouts can be enticing—often far greater than the standard 1:1 (or 3:2) blackjack payout.
To place a side bet, you simply add chips to the designated side betting area on the table before the cards are dealt. If the outcome matches the side bet criteria, you win based on fixed odds, regardless of how your main hand performs.
Popular Types of Blackjack Side Bets
There are many variations, but these are the most common side bets you’ll encounter:
Perfect Pairs
You win if your first two cards are a pair:
- Mixed pair (different suits): 5:1
- Colored pair (same color, different suits): 10:1
- Perfect pair (same suit): 30:1
21+3
Combines your two cards with the dealer’s face-up card to form a poker-style hand:
- Flush, Straight, Three of a Kind, etc.
- Payouts range from 5:1 to 100:1
Insurance
Offered when the dealer shows an Ace. You bet half your original stake that the dealer has blackjack. Pays 2:1 if correct.
Other Variants
- Lucky Ladies (two cards totaling 20)
- Royal Match (suited King and Queen)
- Super Sevens (based on getting multiple 7s)
Each side bet offers different odds, house edges, and payout potential, so it’s important to know the math behind them.
Pros and Cons of Side Bets
Pros:
- High payout potential: Small bets can result in big wins
- Added excitement: Extra layers of anticipation every hand
- Variety: Keeps the game fresh, especially for frequent players
- Available in live and online formats
Cons:
- High house edge: Often much higher than the base blackjack game
- Inconsistent wins: Most side bets hit rarely
- Distracting: Can pull focus from optimal blackjack strategy
- Not ideal for bankroll management
For example, the house edge on Perfect Pairs can exceed 10%, while 21+3 usually sits around 3–7%, depending on the rules and deck count. Compare that to the main blackjack game, which can have a house edge as low as 0.5% with perfect strategy.
Should You Take Blackjack Side Bets?
The answer depends on your goals. If you’re playing strictly to win and want to maximize long-term value, side bets are generally not recommended. They’re fun, but statistically, they’re not the smartest wagers on the table.
However, if you’re playing for entertainment and don’t mind the extra risk, side bets can add excitement and the chance for a memorable big win. Just be sure to keep your side bet amounts small compared to your main wager, and don’t rely on them as a primary strategy.
Conclusion: Fun Extras, But Use with Caution
Blackjack side bets can be flashy, fun, and full of potential—but they’re also risky and less favorable for the player. They’re best viewed as optional thrill enhancers, not essential parts of your blackjack strategy.
If you’re a disciplined player aiming for long-term profits, stick to the core game. But if you’re there for a bit of fun and the chance to hit a lucky 30:1 payout, throw in a side bet or two—just do it responsibly.